December 2, 2019
Jewelers Mutual Water Damage
Once the cold weather sets in, the likelihood of property damage increases. No matter the season, a loss from water damage is real and the cost for repair can add up quickly. Read on for four tips from Jewelers Mutual Insurance Group to ensure water damage doesn’t dry up your resources.

Imagine walking into your jewelry business the morning after a winter storm only to find that a pipe burst. Your walls and artwork are damaged, the floor is soaked and your computer and printer are covered with water.

At first, you’re in shock. Then you start mentally calculating the cost to replace everything that’s been damaged. Not only will it be costly to have repairs done, you’ll most likely need to close your business for a few days resulting in lost revenue.

If you don’t take care of that damage in a timely manner it can lead to even costlier damage from mold or structural damage.

Here are 4 tips Jewelers Mutual recommends to protect your business from water damage:

  1. Insulate any exposed pipes – when temperatures drop, exposed pipes are vulnerable to freezing. Check out your local hardware store and pick up some pipe insulation.
  2. Clear your roof and gutters – regularly inspect your business’s roof and gutters for leaves, debris, snow and ice which can all build up and cause water damage.
  3. Make sure you have adequate insurance coverage – the details of your coverage matter because some types of water damage may not be covered. Be sure to talk to your agent to make sure you have the right coverage.
  4. Install a smart sensor to monitor your property – take comfort in knowing your jewelry business is protected by installing smart sensors to help reduce the risks that come from water damage.
If you are a Jewelers Mutual Insurance Group policyholder, you have access to an easy-to-install sensor to monitor your property 24/7 that detects issues due to water damage or frozen pipes. These sensors add an additional safety measure to reduce risk and protect jewelry businesses.

If you want to learn more about the sensor systems program for Jewelers Mutual policyholders, contact This email address is being protected from spambots. You need JavaScript enabled to view it..

If you’re looking for more information about security, subscribe to The Clarity Blog by Jewelers Mutual Insurance Group. Interested in other tips, tools, and techniques aimed at helping you run a more secure and successful jewelry business? Browse more of our Business Tips.
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