Build a fine jewelry wardrobe in the same way you build a clothing wardrobe: always begin with the best-quality basics you can afford and then add pieces. Start with pieces that have classic shapes and look appropriate with different outfits, then add pieces that offer versatility or have a fashion touch.

Some classic jewelry every woman should own include diamond or pearl stud earrings and a long pearl necklace that can be wrapped to various sizes; men's staple jewelry accessories include a fine watch and a set of gold, silver or black cufflinks. Yet your jewelry wardrobe should be as unique as you are and express your personal fashion and everyday wardrobe.

When buying a piece of fine jewelry, be sure to inspect it carefully for quality construction. Make sure the catches of fasteners work easily but are secure. The backs of pins and earring posts should be strong and firmly attached, with no soldering marks visible. Lay chains flat and make sure the links don’t kink or bend.

Pricing is based on four factors: metal purity, gem materials, weight, design and craftsmanship. Remember that each piece of fine jewelry is unique and, if cared for properly, can last a lifetime.

To get tips on how to select the best jewelry styles for you, review our style guides on Bracelets, Earrings, Necklaces, Rings and Watches.

Shop With Confidence

Your local jeweler has the expertise and jewelry selection to help you find the perfect jewelry to match your style. Make sure you visit a jeweler where you can shop for jewelry with confidence, like members of Jewelers of America that support the highest ethical standards in their business practices.