Business Tools

Flute

Payment Processing

Flute brings payment solutions to jewelry retailers nationwide, including Jewelers of America members. As an Endorsed Member Benefit of Jewelers of America, Flute offers payment processing built for the way jewelers sell.


Whether it’s a quick repair or a milestone piece, Flute lets you accept payments in person, online, or remotely, from a single system that integrates with the point of sale and invoicing tools you already use. Spend less time on administrative work and get a clearer view of every payment. And because payments stay in the background, the experience you’ve crafted is never interrupted.

JA members receive preferred processing rates, and jewelers who are new to Flute also get a free portable payment terminal and a statement credit of up to $250 after 90 days of processing.

Why Jewelers Choose Flute

With Flute, payments fade into the background, so your customers can focus on the moments that matter.

  • Offset card fees with zero-cost processing, so more of every sale stays with you
  • Accept cards, digital wallets, and ACH from one platform, so customers can pay however they prefer
  • Send branded invoices with custom line items and secure payment links, then track every payment in one place
  • Take payments wherever the sale happens: at the counter, at a trunk show, or on the road
  • Access earnings on your schedule with instant payouts, or get flexible working capital loans when it’s time to invest in inventory or growth
  • Protect every transaction with advanced encryption and security standards
  • Work with a dedicated, U.S.-based advisor from day one, including help switching from your current provider

Exclusive Member Benefit

Flute is an Endorsed Member Benefit of Jewelers of America. JA members receive preferred processing rates, and members who are new to Flute also get a free portable payment terminal and a statement credit of up to $250 after 90 days of processing. Terms apply.

  • How to Access This Member Benefit

This content is member only.

To access this benefit, login with your Jewelers of America member account or become a member.


Understanding Your Processing Statement

Processing statements change over time. Some processors introduce new or updated fees that show up as additional line items on merchant statements. Flute offers JA members a free statement review to help them understand fees, identify charges added over time, and get straightforward answers to billing questions.

This content is member only